Fraud techniques

Fraudsters use phishing to try to gain access to your personal data.

Fraudsters will use bank card phishing in order to get hold of a consumer’s bank card and PIN code. They will ask their victim, for example by means of an e-mail or sms, to replace his bank card.

Malware is a collective name for all sorts of malicious and harmful software. Unrequested and undetected, it succeeds in installing itself on your computer.

Fraudsters use identity theft to take over your identity and pretend to be you.

Money mules are people who serve as intermediaries for criminals and criminal organisations. Whether or not they are aware of it, they transport fraudulently gained money to fraudsters. The use of intermediaries makes it difficult to figure out the identity of the fraudster.

Shoulder surfing happens when a crook is looking over your shoulder while you are carrying out a transaction at a cash dispenser.

Social engineering is a technique perpetrators of fraud use in order to lure people into a conduct based on typically human traits such as confidence, curiosity, naivety, fear, greed, etc. 

The aim of a DDoS (Distributed Denial of Service) attack is to flood a website with a massive number of data.

Skimming and card trapping consist of stealing your bank card or copying the data stored on it.