Disclaimer

General

Intellectual property rights

The information on this website may be changed without notice and cannot be considered, in whatever way, as an engagement on behalf of Febelfin vzw/asbl (non-profit association).
The contents of this website including, among other things, the brands, models, logos, texts and images are the property of Febelfin vzw/asbl and are protected under the Law of June 30, 1994 on copyright and related rights as well as under other regulations that apply.
It is strictly forbidden to have the contents of this document reproduced, by whatever means, either by a third party or at its request, without prior and written permission from Febelfin vzw/asbl.
None of the elements in this document can be considered as a licence, in the broadest sense, nor as a right, in the broadest sense, to make use of the material owned by Febelfin vzw/asbl, with the exception of the limited licence for downloading or printing some parts of this website for personal and non-commercial use.

Limited liability

Febelfin vzw/asbl does not grant any legal or commercial guarantee as for the contents and technology described in this document, although Febelfin vzw/asbl has pledged itself to do its utmost in order to ensure that the information contained in this document will be correct.
Consequently, the technology is provided on an ‘as is’ basis without any guarantee whatsoever, either implicit or explicit, including the market value guarantee or guarantee for the adequacy to reach a particular purpose. Febelfin vzw/asbl does not provide any guarantee nor does it take any legal liability for the exactness, completeness or usefulness of any of the information, products or procedures as described.
Within the limits of the legal provisions that apply, neither Febelfin vzw/asbl nor its members, managers, staff workers or agents can be held liable by a third party for the damages (including direct, indirect, subsequent, special and penal damages and profit losses) that may be caused by the use of the technology as described on the website.

Competent jurisdiction and applicable law 

These provisions are regulated and must be interpreted in accordance with Belgian law. The Brussels courts are the sole jurisdictions competent for settling any conflict pertaining to the use of this document.

Privacy Policy

Febelfin vzw/asbl takes utmost care in processing personal data that have been gathered on internet. Febelfin will make any effort that is necessary to guarantee your right to privacy.
Febelfin vzw/asbl applies the professional code of conduct for the use of personal data. 

Gathering and processing personal data

When you are consulting the Febelfin vzw/asbl website, you may be asked to provide personal data if you ask for an offer, sign an insurance contract or subscribe to the electronic newsletter. our data will also be registered when you log in to some of the headings.
This data registration should help us identify you the next time you will be consulting our website.

Using cookies

A “cookie” is a small set of data sent by an internet server and saved on the hard disk of your computer. This set of data contains information about your visit to a particular website.
The sole purpose of those cookies is to help us identify you the next time you will be consulting our website. Cookies are never used for the purpose of commercial or direct marketing campaigns.
If you wish, you can arrange for your browser to be set up in such a way as to refuse cookies.

Your data and your rights

The Belgian Law of 8 December 1992 on privacy protection gives you the right to take a look at your personal data and to correct them, if necessary.
Moreover, you may oppose the use of your data for commercial or promotional purposes without any cost being charged. If you want to use your rights, you have to send a letter (together with a copy of your identity card) to :

Febelfin vzw/asbl
rue d’Arlon 82
1040 Brussels

Additional information can be provided by the Privacy Protection Commission, boulevard de Waterloo 115 B, 1000 Brussels.